Blue What? Meet Huge Spend Requirements With this Trick

**UPDATE**: This method has been ended due to some hard coding policies from Bluebird. There are however current similar ways that we will eventually write about. Google Redbird if you don't want to wait.

With my recent post on 100k AA bonus miles with $10,000 minimum spend within 3 months, many people have asked me how to meet an absurd amount in such a short time. David wrote a good summary on ways to meet spend, but since then, the bulk of our required spend is done with American Express Bluebird. This card allows us to "Manufacture Spend" meaning I can spend $10,000 on my card without really spending it. Confused? Read on!

Bluebird is a like a pseudo-checkings account brought to us by Walmart and American Express. You can sign up HERE, and your card will arrive in 5-7 days. There are a bunch of features that really don't matter to us, so I'll only go over the pertinent ones.

• No fees in the way we use it.
• Low fee ATM withdrawals for foreign transactions.
• Bill Pay feature: Send checks to whoever you want, including yourself, landlords(apartment rent), student loan agencies, and credit card companies. Yes the very same companies that you pay your credit card bill.
• Load up to a max of $1000 a day and $5000 a month

Unfortunately you cannot put money into your Bluebird account via your credit card directly, but you can load your Bluebird account with prepaid cards that you CAN buy with your credit card at certain stores. See the trick yet?

1. Buy prepaid cards at stores with your points earning credit card. 
2. Load those prepaid cards into your Bluebird
3. Use Bluebird to pay off that SAME credit card you used to purchase the prepaid cards

That way we can spend $10,000 in 2 months without really spending it! You didn't really think I spent 20% of my annual income in 2 months did you?

How to Load Your Bluebird

By far the easiest method is buying Vanilla Reload cards

They cost $3.95 and you can load up to $500 to each one. Once bought you turn it over, scratch off the label and follow the directions to load it onto your Bluebird card via their Website. To meet the $10,000 requirement, it would take you 2 months and $80 out of pocket. You can find a list of retailers that sell these HERE. The problem with many of the retailers are they will not accept credit card for these purchases. CVS used to be the go to spot, but they have recently stopped accepting credit cards for the purchase of these cards.

Other retailers that have been reported with intermittent success are Cumberland Farms gas stations, 7-11, shell and Valero. These are very much "Your Miles May Very" YMMV.

The other option is to buy VISA or Mastercard debit gift cards. These may include brands such as "One Vanilla", "My Vanilla" or variable load VISA/Mastercard Giftcards. Each one has their own fees ranging from $3.95-$6.95. You can then add a personal identification number (PIN) onto it and it acts like a debit card. With that, you can then go to a Walmart with a Money Center Kiosk to physically load each card onto your Bluebird Account. Bluebird allows you to load $1000 a day and up to $5000 a month via debit, hence why we buy these gift cards to act like a debit card. This does require you to go to a physical Walmart, and who really wants to do that with people like this there. Since the demise of CVS, these may become my main source of loading Bluebird.

Travel with Grant has a good summary on which cards can be loaded at Walmart.

You can locate a "Moneypass ATM" with this link: Walmart ATM locator. Type in walmart as the bank, then your zip code, to see if there are any around you.

As you can see, Bluebird is an essential tool in our hobby. It has drastically made it easier to hit spend limits and also a great tool for manufacturing spend. It sounds like a lot of work, but when your laying down in your flat bed full off of lobster and Dom Perignon, it will all be worth it.

100k AA miles sign up bonus!

David's last post described the thought process in choosing the right card(s) to get you that trip you've always wanted. It was thorough, detailed—and let's face it—didn't answer the question you asked in the first place: Which card should you get?

I'll cut to the chase I am telling you exactly which card to sign up for.

Want free easy travel? Southwest 50k offers are back

These cards are great to dip your toes into the points game. Spend $2,000 in the first 3 months and get 50k points. Although it says 2 free round trips, the points are directly converted into dollars so you are getting a value of around $900 worth of points.

For instance if I wanted to travel from LAX to PDX on Jan 24th to Jan. 27th, it would cost as low as $173 round trip. That is a great price already, but with one sign up bonus worth of points, I could make six round trip flights!

There are two brands of cards available: Premier and Plus. Both brands are available for both the personal and business card types. The big difference is the annual fee of $69 (for personal) and $99 (for business). Another difference is that the Premier will give you 6k points annual bonus for keeping the card a year (which is about $99 anyway) and the Plus gives you 3k (so it basically evens out).

Doing the final math after annual fee, you get about $800 worth of fares for free.

I have signed up for the Plus card because I already had the Premier and you can only get the bonus once.

Getting 2 versions is also a very good idea because of the companion pass that you can easily obtain. If you earn 110k points (including sign up bonus's) in one year, you can bring a companion with you at no extra cost each time you get a ticket. EVEN WITH THE POINTS YOU EARNED

Worried about being able to spend the minimum requirements? Look here for ideas to meet minimum spend. We will also be writing about the easiest method, using the blue bird card.

What are you waiting for, sign up for at least one of them!

Link to all 4 cards here

American Airlines 50k sign up bonus

The Citi American Airlines World Mastercard is now offering 50k AA miles after $3,000 in spend in 3 months with the first year fee waived ($95). Gone are the days of 75k bonus', so a 50k bonus for a card is definitely worth considering.

• First checked bag free for you and up to 4 companions on the same ticket
• Group 1 boarding
• 1 point per dollar spent on everything
• 2x pointson American Airlines purchases
• 10% back on redeemed award flights 

But why stop at one card when you can get two?

Triple Card Update: Meeting the Minimum Spend

A little over a month ago, I signed up for three cards and I had to meet a minimum spend of $2,000 in two months and $4,000 in three months.

I managed to "spend" $6,000 in less than two months, and I was able to secure the sign up bonuses of 50k Southwest Rapid Rewards points and 80k American Airlines AAdvantage points.

Everyone should know by now that I don't work hard enough to earn an income that lets me spend that sort of money. And if I did, I wouldn't be involved with a blog that centers on affordable travel.
Luckily for me, Vanilla Prepaid Reload cards exist to help meet the minimum spend requirements.